While ATMs are widely available in major cities like Kathmandu, Pokhara, and Chitwan, they may be scarce in smaller towns and rural areas. However, our team at Mount Elegance Treks and Expedition has found that many smaller towns now have at least one or two ATMs, and some even have multiple options.

ATM Availability:

Major towns: Towns like Nepalgunj, Biratnagar, and Bhairahawa have multiple ATMs, including those that accept international credit cards.
Smaller towns: Smaller towns may have only one or two ATMs, and they may not always accept international credit cards. It’s best to check with your hotel or tour operator for the nearest ATM.
Rural areas: In rural areas, ATMs may be non-existent, so it’s recommended to carry cash and make necessary withdrawals before venturing into these areas.

Tips:

Inform your bank: Inform your bank of your travel plans, so they don’t flag your transactions as suspicious.
Carry cash: It’s always a good idea to carry some cash, as not all places accept credit cards or have ATMs.
Use credit cards: If you do have a credit card, look for ones that don’t charge foreign transaction fees, and make sure they’re accepted in Nepal.

Our team can provide more information on ATM availability and other financial services in Nepal, and assist with any necessary arrangements to ensure a smooth trip.